PayPal Credit is like a credit card, without the plastic. It’s a credit limit that’s attached to your PayPal account which you can use for your online purchases.
How do I select PayPal Credit as my payment method?
There are two ways to choose PayPal Credit. If a merchant has a PayPal Credit button at checkout, you can simply choose that option. If you don’t see a PayPal Credit button, check out with PayPal. Then you’ll have the option to select PayPal Credit as your payment method.
Please be aware that you cannot combine Paypal Credit with any other payment methods when making your payment.
How do I apply for PayPal Credit?
Applying for PayPal Credit is easy. Simply complete our short application form and, if approved and once you accept the Credit Agreement, you’ll have a credit limit linked to your PayPal account almost straight away.
How can I avoid paying any interest on purchases?
If your purchase is made on a conditional purchase promotional offer such as 0% p.a. interest for 4 months, you can avoid interest charges by paying your balance in full before the expiration date.
The easiest way to track this information is to review the 'Promotional Purchases' section of your online statement.